True Cost of Buying a Home Excel Template for Individuals Looking to Buy a House

Buying a home is one of the biggest financial decisions you will make. This template is built to help you see the full picture before you commit. Most homebuyers focus on the mortgage payment but that's just the beginning. This template helps you break down every cost: mortgage, property taxes, insurance, HOA fees, closing costs, maintenance, and utilities all in one place so you can budget accordingly and avoid unwanted surprises.

How This Template Works

This is a financial modeling tool where you will input your own assumptions based on your specific case (e.g., purchase price, financing terms, etc.), and the template will generate projections based on those inputs. The template comes prefilled with sample inputs so you can see how it works before entering your own numbers. Simply replace the values in the blue cells with your own and the model will update automatically.

Not sure where to start? Each input includes guidance on typical ranges and/or where to source reliable data.

Important: All outputs are estimates based on user-provided assumptions, not guarantees of future performance.

Note: Formula cells are locked to ensure accuracy and integrity of the model by preventing accidental edits. All input cells are editable.

Software Requirements:

• Designed for Microsoft Excel (.xlsx)
• Compatible with Microsoft Excel for Windows and Mac

Delivered instantly, you will receive an email with your download link upon purchase.

This product is designed for use in the United States and reflects U.S.-based assumptions, conventions, and practices.

IMPORTANT: Purchase constitutes acceptance of RZR Advisory's Terms of Use.